Service Fees - Personal Members

Service Fee Update

WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.

The following Service Fee updates will be implemented, effective July 1, 2019.

Service Current New
Registered Contract Transfer Out Fee (per plan) $70.00 $125.00
Registered Contract Transfer In Fee Refund (per plan) $50.00 $75.00


Current Service Fees

Below are a list of the common service fees.

Service Service Fee
Bill Payment on Savings Account - In Branch, Online, Telephone or ATM $2.00
Certified Cheques - Member $15.00
Certified Cheques - Non-Member $20.00
Cheque Images Returned With Statement $3/month
Collection Item $20.00
Daylight Overdraft $5.00/item
Delinquent Notice $85.00
Delinquent Notice - Phone Call $15.00
Delinquent Notice - Letter $140.00
Delinquent Notice - Manual Transfer $35.00
Drafts (CDN or USD) $7.50
Drafts - Refund or Replacement if Lost or Stolen $20.00
Duplicate Remote Deposit Capture $10.00
INTERAC® e-Transfer transaction $1.50 per outgoing transaction
Handling Post-dated Cheque $3.00
Mailed Paper Statement $3.00/statement
NSF Cheque Fee $65.00
Optional Overdraft Protection $4.00/month when used plus applicable interest charges
Personalized Cheques Cost per supplier
Request for Member Letter $20.00
Request for Credit Union Records
- hourly rate for search $35.00
- minimum charge for search $15.00
RRSP/RRIF/TFSA Transfer Out fee (per plan) $125.00
RRSP/TFSA W/Ds from Fixed/Redeem Locked $25.00
Safety Deposit Box Rental From $50.00 - $300.00 per year + HST
Stop Payment on Cheque $18.00
$18.00 USD for USD cheque
$43.00 USD for USD draft
Transfer Account Balance to Another Financial Institution $70.00
Wiring of Funds - Outgoing $30.00 (Less than $10,000)
$50.00 (More than $10,000)
Wiring of Funds - Incoming $15.00
Writing USD Funds Cheque on a Canadian Fund Account  $16.00

 

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