Service Fees
Service Fee Update
WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.
The following Service Fee updates will be implemented, effective May 1, 2021.
| Service | Current | New |
| USD Drafts | $7.50 | $10.00 |
Current Service Fees
Below are a list of the common service fees.
| Service | Service Fee |
| Bill Payment on Savings Account - In Branch, Online, Telephone or ATM | $2.00 |
| Certified Cheques - Member | $15.00 |
| Certified Cheques - Non-Member | $20.00 |
| Cheque Images Returned With Statement | $3/month |
| Collection Item | $20.00 |
| Daylight Overdraft | $5.00/item |
| Delinquent Notice | $85.00 |
| Delinquent Notice - Phone Call | $15.00 |
| Delinquent Notice - Letter | $140.00 |
| Delinquent Notice - Manual Transfer | $35.00 |
| Drafts (CDN) | $7.50 |
| Drafts - Refund or Replacement if Lost or Stolen | $20.00 |
| Duplicate Remote Deposit Capture | $10.00 |
| INTERAC e-Transfer® transaction | $1.50 per outgoing transaction |
| Handling Post-dated Cheque | $3.00 |
| Mailed Paper Statement | $3.00/statement |
| NSF Cheque Fee | $65.00 |
| Optional Overdraft Protection | $4.00/month when used plus applicable interest charges |
| Personalized Cheques | Cost per supplier |
| Request for Member Letter | $20.00 |
| Request for Credit Union Records | |
| - hourly rate for search | $35.00 |
| - minimum charge for search | $15.00 |
| RRSP/RRIF/TFSA Transfer Out fee (per plan) | $125.00 |
| RRSP/TFSA W/Ds from Fixed/Redeem Locked | $25.00 |
| Safety Deposit Box Rental | From $50.00 - $300.00 per year + HST |
| Stop Payment on Cheque | $18.00 $18.00 USD for USD cheque $43.00 USD for USD draft |
| Transfer Account Balance to Another Financial Institution | $70.00 |
| Wiring of Funds - Outgoing | $30.00 (Less than $10,000) $50.00 (More than $10,000) |
| Wiring of Funds - Incoming | $15.00 |
| Writing USD Funds Cheque on a Canadian Fund Account | $16.00 |