Member Benefits

Credit Union vs. Banks - A Comparison

Banks and similar financial institutions are organized such that they are servicing two groups: their shareholders and their customers. These two groups are not necessarily the same. The banks' focus is on increasing the return to their shareholders. At times, this may not benefit their customers.


banks primary reason for existence is to earn dividends for shareholders

The WFCU Credit Union Difference

WFCU Credit Union serves one group, as our shareholder and our customers are the same group - "our members". Therefore, WFCU Credit Union must respond to the needs of our members in order to continue to operate.


credit unions primary reason for existence is to serve members' financial needs