Service Fees

WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.

Please note: Service Fee updates have been implemented, effective August 1, 2018. For a list of services that are affected click here.

Personal Members

Item Service Fee
Bill Payment on Savings Account - In Branch, Online, Telephone or ATM


Cash/Coin Float Preparation

 $84.00/hr + HST

Cash Supplied $1.25 + HST per $1,000

Certified Cheques - Member


Certified Cheques - Non-Member


Cheque Images Returned With Statement


Collection Item


Daylight Overdraft


Delinquent Notice


Delinquent Notice - Phone Call


Delinquent Notice - Letter


Delinquent Notice - Manual Transfer


Drafts (CDN or USD)


Drafts - Refund or Replacement if Lost or Stolen


Duplicate Remote Deposit Capture


INTERAC® e-Transfer transaction

$1.50 per outgoing transaction

Handling Post-dated Cheque


Mailed Paper Statement


Manual Transfer by Clearing Department


NSF Cheque Fee


Optional Overdraft Protection

$4.00/month when used plus applicable interest charges

Personalized Cheques

Cost per supplier

Request for Member Letter


Request for Credit Union Records

- hourly rate for search


- minimum charge for search


Safety Deposit Box Rental

From $50.00 - $300.00 per year + HST

Stop Payment on Cheque

$18.00 USD for USD cheque
$43.00 USD for USD draft

Transfer Account Balance to Another Financial Institution


Wiring of Funds - Outgoing

$30.00 (Less than $10,000)
$50.00 (More than $10,000)

Wiring of Funds - Incoming


Writing USD Funds Cheque on a Canadian Fund Account



Commercial Members


Service Fee

Account Confirmation


Cash/Coin Float Preparation $84.00/hr + HST

Chargeback - Per Cheque or CAFT Item


Corporate Deposit Capture

$75.00 (Setup)
$50.00 (Monthly)

Chequing Monthly Service Fee


Mailed Paper Statements


Night Depository - Annual Fee Per Bag

No charge

Optional Overdraft Protection

$10/month + applicable interest charges

Plus... Foreign currency exchange services.

Note: Fees for ancillary services may be included or waived as part of specific account offerings.


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