Service Fees

WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.

Please note: Service Fee updates have been implemented, effective August 1, 2016. For a list of services that are affected click here.

Personal Members

Item Service Fee
Bill Payment on Savings Account - In Branch, Online, Telephone or ATM

 $2.00

Cash/Coin Float Preparation

 $84.00/hr + HST

Cash Supplied $1.25 + HST per $1,000

Certified Cheques - Member

$15.00

Certified Cheques - Non-Member

$20.00

Cheque Images Returned With Statement

$3/month

Collection Item

$20.00

Daylight Overdraft

$5.00/item

Delinquent Notice

$85.00

Delinquent Notice - Phone Call

$15.00

Delinquent Notice - Letter

$140.00

Delinquent Notice - Manual Transfer

$35.00

Drafts (CDN or USD)

$7.50

Drafts - Refund or Replacement if Lost or Stolen

$20.00

INTERAC® e-Transfer transaction

$1.50 per outgoing transaction

Handling Post-dated Cheque

$3.00

Mailed Paper Statement

$3.00/statement

NSF Cheque Fee

$65.00

Optional Overdraft Protection

$4.00/month when used plus applicable interest charges

Personalized Cheques

Cost per supplier

Request for Member Letter

$20.00

Request for Credit Union Records

- hourly rate for search

$35.00

- minimum charge for search

$15.00

Safety Deposit Box Rental

From $50.00 - $300.00 per year + HST

Stop Payment on Cheque

$18.00
$18.00 USD for USD cheque
$25.00 USD for USD draft

Transfer Account Balance to Another Financial Institution

$25.00

Travellers Cheques

 1% of total purchase

Travellers Cheques for Two

 1.5% of total purchase

Wiring of Funds - CDN Transactions

From $22.00 CAD for Canadian transactions (eff. Jan 1, 2016)

Wiring of Funds - USD Transactions

From $24.50 USD for US transactions
(eff. Jan 1, 2016)

Writing USD Funds Cheque on a Canadian Fund Account

 $16.00

 

Commercial Members

Item

Service Fee

Account Confirmation

$25.00

Cash/Coin Float Preparation $84.00/hr + HST

Chargeback - Per Cheque or CAFT Item

$5.00

Night Depository - Annual Fee Per Bag

No charge

Optional Overdraft Protection

$10/month + applicable interest charges

Plus... Foreign currency exchange services.

Note: Fees for ancillary services may be included or waived as part of specific account offerings.

 

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