WFCU Credit Union Mortgages

FIXED RATE MORTGAGES
Fixed rates from six months up to seven years.

  • Get pre-approved online, over the telephone, or in our retail locations with our mortgage specialists.

  • Interest rate guaranteed for 90 days when purchasing and for 120 for home construction mortgages.

  • Convenient payment options based on your needs - weekly, biweekly or monthly - let us show you how you can save thousands of dollars on your mortgage with weekly payments.

  • Generous 20:20 prepayment privileges to help you pay down your mortgage faster.
    - Prepay up to 20% of the original mortgage balance on the anniversary date.
    - Increase your payment amount by up to 20% each year on the anniversary date.
    - Double up the regular scheduled payment amount.

  • When you sell your home, generous options are available.
    - Take your mortgage rate and term to your new property.
    - The buyer can assume your existing mortgage rate and term.

  • Second Mortgages at First Mortgage interest rates, with sufficient equity.

  • To protect your family should something happen to you, gain peace of mind with optional group mortgage protection life insurance coverage, critical illness or loss of employment insurance coverage.

Mortgage elsewhere? Transfer it to us, and we'll pay the legal and appraisal fees associated with the mortgage.

Turn Your New House Into A Dream Home!

MortgagePlus Logo
The he house you buy may not always be the home you envisioned, but with your vision and MortgagePlus, we can make your new house your dream home.  

With MortgagePlus from WFCU Credit Union, you can borrow more than the home purchase price; for a new kitchen, a new bathroom, or a new backyard oasis!  And, MortgagePlus is offered at the same incredibly low rate of 2.89% as our traditional 5-year term mortgage.  Why get a secondary loan when you can turn your new house into a dream home with MortgagePlus!

MortgagePlus from WFCU Credit Union gives you the opportunity to do renovations now, increasing the value and overall appeal of your home.

To learn more about MortgagePlus, call 519-974-WFCU today.

*Rate of 2.89% based on a 5-year term.  The Annual Percentage Rate (APR) for the complete five year term is 2.89%.  APR assumes no fee(s) apply.  Payment based on the overall APR of 2.89%.  Rate subject to change without notice.  Some conditions apply.  Rate is not available on renewing WFCU Credit Union mortgages. **Terms and conditions apply.

Cashback Mortgages

Get cashback to help pay for things like furniture, renovations, a vacation, etc.
  • Get 3% cashback on a 3 year fixed term, 4% on a 4 year fixed term or 5% on a 5 or 7 year fixed term.

  • Minimum $80,000 new mortgage to be eligible for cashback.

  • Maximum cashback amount is $7,500.

  • Low cashback mortgage rates.

  • Get pre-approved online, over the telephone, or in our retail locations with our mortgage specialists.

  • Interest rate guaranteed for 90 days when purchasing and for 120 for home construction mortgages.

  • Convenient payment options based on your needs - weekly, biweekly or monthly - let us show you how you can save thousands of dollars on your mortgage with weekly payments.

  • Generous 20:20 prepayment privileges to help you pay down your mortgage faster.
    - Prepay up to 20% of the original mortgage balance on the anniversary date.
    - Increase your payment amount by up to 20% each year on the anniversary date.
    - Double up the regular scheduled payment amount.

  • When you sell your home, generous options are available.
    - Take your mortgage rate and term to your new property.
    - The buyer can assume your existing mortgage rate and term.

  • To protect your family should something happen to you gain peace of mind with optional group mortgage protection life insurance coverage, critical illness or loss of employment insurance coverage.

Same Day Mortgage Approvals

Need a mortgage and want it fast? Don't wait days or even weeks - WFCU Credit Union offers Same Day Mortgage Approvals!* In today's real estate market, you need answers quickly. WFCU Credit Union leads the way in outstanding member service with Same Day Mortgage Approvals!*  Visit one of our conveniently located retail locations to get your Same Day Mortgage Approval*, today!

*All mortgage applicants must meet WFCU Credit Union lending criteria. Subject to credit approval. Some restrictions apply. Where a member is eligible for a same day mortgage approval, we will try to give a decision the same day, if not, the decision will normally be given within 24 hours. There is no guarantee of the mortgage amount you will be approved for, if any. The time between mortgage approval and transfer of funds may vary.

Make an appointment today!

For more information or to book an appointment, call 519-974-3100 or stop by your nearest retail location today.

Amherstburg - 322 Sandwich Street South, Amherstburg
Central Windsor - 2800 Tecumseh Road East, Windsor
Downtown Windsor - 300 Ouellette Avenue, Suite 200, Windsor
LaSalle - 5932 Malden Road, LaSalle
Leamington - 318 Erie Street South, Leamington
Riverside - 1100 Lauzon Road, Windsor
South Windsor - 3077 Dougall Avenue, Windsor
Tecumseh - 1695 Manning Road, Tecumseh
University of Windsor - 2455 Wyandotte Street West, Windsor
 

Find Branch/ATM

Enter address, postal code or branch name
Apply Now