Insurance Planning

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Protect what matters most to you. An Avanti Wealth Consultant will help you choose the right insurance plan to ensure the continued financial well- being of you and your family should the unexpected happen.

Life Insurance

Life changes fast and you need your insurance to keep up.  

It’s important that you take the time to periodically review the life and accidental insurance policies that you carry to ensure that you have the coverage you need... and that you aren’t paying more than you actually need to!

The right coverage can mean the difference between protecting your loved ones from financial stress, and leaving them to cope with your accumulated debt.

Some primary benefits of life insurance include the ability to:

  • Replace lost income
  • Provide security for your family
  • Create an estate for your heirs
  • Pay off any debt that you may leave behind
  • Provide funding for your children's education
  • Give to the charity of your choice
  • Ensure the continuation of your business

Disability Insurance

Disability insurance helps guarantee a continuous income stream if you are unable to work for an extended period of time.

Without the right disability insurance, a serious injury or illness could create financial challenges that add further mental and emotional stress at a time when energies need to be focused on improving your physical health.

Protecting yourself and your family in the event of serious injury or illness is critical. Make sure you have the disability insurance coverage you need to protect everything you've worked for – regardless of whether you're an employee with limited benefits, or a self-employed business owner.


Critical Illness Insurance

If you are diagnosed with a critical illness, such as cancer, stroke, or heart disease, recovery should be your main focus.

Critical illness insurance can provide you with piece of mind knowing you will receive a tax-free lump sum payment to help cover costs while you recover.

The money you receive through your critical illness insurance can be used however you like - such as to help replace lost income, to pay for private nursing or out-of-country treatment, for medical equipment or even to pay off your mortgage. It can help you where you need it most so you can focus all your energy on recovering.


Long-term Care Insurance

In-home care or staying in a long-term care facility can cost thousands of dollars a month, and government health care programs may not cover all of the support services you need.

Long-term care insurance can help you pay for in-home care, stays in nursing homes and chronic care facilities, as well as for rehabilitation and therapy programs.


Prescription/Extended Health

Extended health and dental plans pay the costs of medication and treatment not covered under your provincial health plan, including prescription drugs, eyeglasses, basic dental work, semi-private hospital rooms and special equipment rentals such as wheelchairs.



*Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc.  Credential Securities is a registered mark owned by Aviso Wealth Inc.  Mutual funds and securities related financial planning services are offered through Credential Asset Management Inc.

 

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